Chapter 7 insolvency is a execution proceeding. If you own some non-exempt assets, they're oversubscribed by the Chapter 7 trustee and the proceeds are distributed to your creditors according to the priorities ordered up in the Bankruptcy Code. In nearly every consumer cases, every assets are exempt. There are, therefore, no assets to clear and no money to clear discover to creditors. Chapter 7 is commonly the most simplified and fastest form of bankruptcy. It's acquirable to individuals, mated couples, corporations and partnerships.
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